I am a Resident Alien in the after parts auto business. I had been turned down by three banks and the only loan I could get on a storefront purchase for $200,000 was a "hard money" loan from a mortgage broker. He was trying to retire on his fee to place the loan. I was referred to Ed by my bank and what a surprise! Talk about no nonsense, get to the point. He told me what I needed to furnish him with. Within 10 days, I had a letter of interest from a major institutional lender. I got my money 25 days later to purchase the bldg. Good rate, terms and no excessive fees. He even did the site inspection within 3 days of my getting him the paperwork. -GO - POMONA, CALIF.

We were looking everywhere for a $5,000,000 loan to build a senior citizen retirement center. All of the local banks had turned us down for some vague reason for another. Ed got us a firm "letter of engagement" from one of the biggest lenders in the nation. Not relying on the local sources, he found the lender in his database from Dallas Texas. We are now moving ahead and expect to close within 60 days. Ed is very professional mortgage broker. His experience really counted for us. Straight forward and honest. If we had gone to him in the first place, we would have saved ourselves over 12 months of frustration. -MA - PALM DESERT, CALIF.

I needed a loan to purchase an abandoned heavy equipt rental yard. It looked like "death warmed over" with broken windows, vandalism everywhere and weeds as tall as the broken down fence surrounding it. Being in the heavy moving business, I could see the potential. I tried five local banks and all turned their noses up and declined my request. Doing a 1031 tax free exchange did not help matters. My broker recommended I call Ed. Within two weeks, I had a firm letter of interest and we closed 45 days later. Terms were beyond my expectations as I was able to get a higher loan to value thereby saving my cash for the remodeling of the site. -DF - MONTCLAIR, CALIF.

We were turned down by our local bank for a $7,000,000 refinance of a "owner occupied" retail bldg. In desperation, we searched the internet and found Ed Soehnel's website. Just for the heck of it, we contacted him. To make a long story short, we now have the loan. Excellent Terms and our cash crunch is behind us as he not only did the refi but got us excess cash for the business. I am a firm believer in his business methods. He gets loans done. -GV - ATLANTA, GEORGIA

I did my first loan with Ed in 1983. Since then he has assisted me in all types of properties with loan amounts ranging from $50,000 to $4,000,000. Each time he has represented me with the highest skill and professional interest. -MM - NEWPORT BEACH, CALIF.

My office building in Anaheim was 50% occupied. I needed cash for some other obligations. Ed structured the new loan at a competitive rate and made sure I had no prepayment penalty as I want to sell it within 2 years. -EB - ANAHEIM, CALIF.

For three years I looked for a refinance on my tennis club property. Ed lined up an institutional lender in three weeks. I had a commitment letter in hand that saved me over $700,000 in interest the first 5 years on a 5.5 million dollar loan. -CT - CLAREMONT, CALIF.

Our business was growing and we needed capital. Ed arranged an SBA loan that beat all the others by a mile. His ability to move between lenders to get his client the best rate is impressive. His staff constantly kept us informed on the progress of the loan. -DG - SAN BERNARDINO, CALIF.

We had a new office building in Las Vegas, 52% occupied after two years. The construction lender was pressuring us. In one month, Ed secured a loan that dropped the interest rate by four percentage points. On 1.6 million that is a real savings. -DC - RENO, NV

Ever try doing a new gas station from the ground up in the middle of the desert with no close neighbors? For two years I shopped this deal with every lender possible. I received Ed's flier and for the heck of it, called him. In 60 days, I had a commitment letter in hand with terms that made sense. -MH - MOJAVE DESERT

Our "bank" whom we had a 10 year business relationship assured us of their ability to do a $2,000,000 refinance. Timing was important as the second had a balloon. We were very concerned, as there was a $60,000 late fee on the second. Our "bank" fooled around for 8 weeks and after spending our $3000 for an appraisal, informed us they could not do the loan. Ed not only moved fast but he got us a better rate than the "bank" had originally offered. Looking back, we found in our files a quote from him 6 months earlier. But we trusted "Our Bank." Never again!- CC - COVINA, CALIF.

We were looking for a $1,000,000 loan to post as bond while we appealed a jury award. Sounded simple to us until we found out no one likes to loan to Non-Profit Religious Organizations and our only collateral was a orphanage in Northern California that was by all lender standards out in the "boon docks." We even hired a consultant to get us the loan and he failed miserably. Then we were referred to Ed Soehnel.. In one month he had the loan secured and we received a very favorable interest rate. He has a lender data base that is phenomenal! GOC. - CALIF.

A citrus packing house that is empty and has judgments for equipment plus needs cash out to keep everything going is not an easy loan... Through our real estate attorney, we were recommended to Ed Soehnel.. He stated he had been using him for over 20 years and if anyone could get us the loan, he would... In two weeks, we had a signed letter of commitment from a lender who gave us a 15 year loan with no prepayment penalty and a favorable interest rate. In one month, the loan was closed... Now we have some breathing room so the property can be sold for its fair value. FC - CALIF.

We found a lodge in Northern Nevada and while "surfing" the internet, we found Ed's website. Buying it was foremost in our minds but the financing was difficult plus we were not sure if the price was right... By using Ed Soehnel's valuation service, we not only saved $200,000 in the purchase price but found an excellent loan through him that fit our needs perfectly. Dealing with his firm was a pleasure. He was straightforward and to the point. We followed his suggestions and today we are the proud owners of a beautiful lodge.

A Gay Motel in Palm Springs is not exactly most lender's cup of tea... We had been looking for a decent loan for over three years. We stumbled on Ed's web site and after contacting him had a firm letter of commitment in less than a month. The lender was a large institutional type with very good rates. Following his suggestions resulted in a relatively easy process to obtain the refinance.

I own a day care center, zoned residential but used as a commercial entity. To complicate matters, the property encompasses three lots with the houses joined together.. An IRS tax lien had grown from $30,000 to over $170,000 over the years... I needed help and no lender was interested. My accountant suggested Ed Soehnel and did he perform! I not only got the IRS off my back permanently, but was able to clear up some long standing debts.

We have a boarding school located in an Urban area that is leased to a corporation... Income is spotty at best and the current lender (hard money type) had filed a notice of default on the property... They were willing to refinance but wanted 10 points and 12% interest for another three years. I contacted Ed Soehnel and within two weeks, he had a written letter of interest in my hands that made sense... 15 yrs fully amortized, fixed rate for 5 years at a time and low origination costs. Now I have breathing room.. Compounding this, I lived in the Midwest and the property was in California... Ed handled it all with efficiency and professionalism.

We own 9 apartments in an industrial area surrounded on two sides by heavy industry. All are one bedroom and studio. We had a balloon payment coming due. Even though they were 100% occupied and in good condition, the loan amount was small ($200,000); no one seemed interested. We contacted Ed and he found us three lenders who gave us terms that were extremely competitive. His good faith estimate was very explanatory and we felt comfortable dealing with his company. Once the processing started, we were assigned to Julia who kept us informed throughout the entire loan request. She really knows what she is doing. Nothing escapes her... What a pleasure to have her return our phone calls promptly.