- Direct Source for Land Financing -888-375-5355
Refinance Residential Land Development Financing - Residential Subdivision Mortgage- Bridge Private Money Lender

Residential Development - Subdivision Financing for Lots

If you are working on one or many residential land developments money can be  available for the continuation of your project so long as there's substantial up-side remaining or low leverage contained within the residential or collateral.

  • Swift Refinances

  • NO individual Single Family Homes (SFR)

  • Used for the infrastructure or horizontal improvements

  • Major markets - Infill locations - Suburban

  • Full Income - Stated - Hard Money - Private money lender solutions

Land development loans are challenging in today's market however, if you have experience as a builder or developer you should give us a call because if your residential land loan project is well located and has significant equity, it is very likely we will want to speak with you today.

Land financing is available for several types of properties including stalled sub-divisions, bank owned properties, entitled lots, and paper lots.  We work with good and bad credit borrowers.  Full income and non-traditional bank lender loans are offered.

Money deployed on residential building lots can be used for the acquisition, refinance, or cash out.  If you are a broker or referring source, we work with brokers.




Residential Sub-divisions - Raw land - Un-Entitled land - Entitled land - PUD - Mixed use developments - Vacant land - Paper lots - TIFS
Purchase, Refinance, Cash-Out, DPO, Foreclosure prevention, Bank Work Out, Stalled Residential Sub-divisions
Georgia, Texas - Utah - New Mexico - California - Arizona - Nevada - Florida - Idaho - Oregon, Florida, Carolina and other markets considered Nationwide.
$500,000 to $20,000,000
6 to 36 months
6% to 13% Interest Only - Full Principal & Interest available
Interest Only - Interest reserve (no monthly payment)
Typically - 30-50% as is value bases upon an appraisal
1st Lien only
Typically None
None - Pricing will be related to the overall risk
2% - 5% of the loan amount
0% is typical
Borrower is responsible for all third party report fees. Typical range $3,500 - $9,500 after written approval.
3 weeks give or take a few days is typical
  • Executive summary of the Residential Sub-division Plan
  • Aerial Photos or existing appraisal
  • Sources and uses
  • Purchase contract or LOI if acquisition
  • PFS and idea of credit
  • Exit Strategy - How the loan will be re-paid
Free Consultation: Our services are absolutely FREE! - Simply call us Toll Free at 888-375-5355 and one of our specialist will be more than happy to help.
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